Privacy Policy
SK Financial ("we," "us," or "our") is committed to protecting the privacy and security of the personal and financial information you share with us. This Privacy Policy explains what we collect, how we use it, and the choices you have. By using our website or services, you consent to the practices described here.
Information We Collect
In the course of providing accounting, tax, company formation, and related services, we may collect:
- Contact information — name, email address, phone number, and country of residence submitted through our contact form or via WhatsApp, email, or phone.
- Identity and tax documentation — where you engage us for services such as ITIN applications, company formation, or tax filing, we may collect government-issued identification, passport details, EINs, SSNs/ITINs, and related tax documents.
- Business information — entity names, formation documents, financial records, and other materials necessary to deliver the services you request.
- Technical data — standard web server logs (IP address, browser type, pages visited) collected automatically when you visit our website.
How We Use Your Information
- To provide, manage, and deliver the services you have requested.
- To prepare and submit filings to the IRS, FinCEN, USPTO, state agencies, and other authorities on your behalf.
- To communicate with you about your engagement, respond to inquiries, and provide support.
- To comply with our legal, regulatory, and professional obligations.
How We Protect Your Information
We take the confidentiality of your financial and identity documents seriously. We restrict access to your information to personnel who need it to perform the services you have requested, and we use reasonable administrative, technical, and physical safeguards designed to protect it. As a Certifying Acceptance Agent, we handle original identity documents in accordance with IRS requirements.
Sharing of Information
We do not sell your personal information. We share your information only:
- With government agencies (IRS, FinCEN, USPTO, state authorities) as required to deliver the services you have engaged us for.
- With trusted service providers who assist us in operating our business, under confidentiality obligations.
- Where required by law, regulation, legal process, or governmental request.
Data Retention
We retain your information for as long as necessary to provide our services and to comply with our legal, tax, and professional record-keeping obligations, after which it is securely disposed of.
Your Rights
You may request access to, correction of, or deletion of your personal information, subject to our legal and regulatory retention obligations. To make a request, contact us using the details below.
Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision. Continued use of our website or services after changes constitutes acceptance of the updated policy.
Terms of Service
These Terms of Service ("Terms") govern your use of the SK Financial website and the engagement of our services. By accessing this website or engaging SK Financial, you agree to these Terms.
Services
SK Financial provides accounting, bookkeeping, tax preparation and filing, US company formation, payroll, sales tax, trademark registration, ITIN application, and related advisory services. The specific scope of any engagement will be defined in a separate engagement agreement or written confirmation between you and SK Financial.
Not Legal Advice
SK Financial is not a law firm, and the information provided on this website or through our services does not constitute legal advice. Where your matter requires legal counsel, we will recommend that you consult a qualified attorney.
Fees and Payment
Our fees are as quoted at the time of engagement. Many services are offered at all-inclusive flat rates that include applicable government filing fees, as indicated. Government fees set by third parties (such as state filing fees or USPTO fees) are subject to change by those authorities. Payment terms will be set out in your engagement confirmation.
Client Responsibilities
- You agree to provide accurate, complete, and timely information and documentation.
- You are responsible for the accuracy of information you supply to us for filings and returns.
- You agree to review filings and documents we prepare before submission where we request your review.
Turnaround and Government Processing
While we work diligently to meet stated timelines, processing times for government agencies (IRS, FinCEN, USPTO, state agencies) are outside our control. We are not responsible for delays attributable to those authorities.
Limitation of Liability
To the maximum extent permitted by law, SK Financial's liability arising out of any engagement is limited to the fees paid for the specific service giving rise to the claim. We are not liable for indirect, incidental, or consequential damages.
Intellectual Property
All content on this website — including text, design, graphics, and guides — is the property of SK Financial and may not be reproduced without permission.
Changes to These Terms
We may revise these Terms from time to time. The "Last updated" date above reflects the most recent revision.
Disclaimer
General Information Only
The information provided on the SK Financial website — including all guides, articles, tax rate tables, state reference data, and estimators — is for general informational and educational purposes only. It does not constitute, and should not be relied upon as, professional tax, accounting, legal, or financial advice for your specific situation.
No Professional Relationship
Viewing this website or using its tools does not create a client relationship with SK Financial. A professional relationship is established only through a separate, mutually agreed engagement.
Not a Law Firm
SK Financial is not a law firm and does not provide legal advice or legal representation. For legal matters, consult a licensed attorney.
Accuracy and Currency
Tax laws, government fees, filing requirements, and regulations change frequently and vary by jurisdiction. While we make reasonable efforts to keep information current and accurate, we make no warranty that all information on this site is complete, current, or error-free. Pricing estimators provide estimates only; your actual fees will be confirmed at engagement.
Government Fees
State filing fees, USPTO fees, and other government charges are set by third-party authorities and are subject to change without notice. Where we describe fees as "all-inclusive," this reflects the rate at the time of publication.
Third-Party Links and Services
Our website and guides may reference third-party services (such as banking platforms or government portals). SK Financial is not responsible for the content, policies, or practices of any third party.